I just missed the golden time when these two were in good shape together, which was about a year ago? they use to be charge no foreign transaction fee when using each others ATM machine in the other country. But it's not the case anymore (As of Sep 2014)
I am planning to get back to China soon. Can't find a way to exchange $ to CNY efficiently. BOA charge 5% if order CNY online, what a rip off.
If using BOA debit card in China construction bank there will be a 3% international transaction fee.
Now maybe the best way to exchange dollar to CNY is just bring $ to China, and exchange at counter for cash exchange rate of 6.07 CNY = $1, all other method involving some type of other fees.
美国银行和中国建行合作不再,在建行ATM用BOA debit card会被收3%国际交易费, 请各位要回国的童鞋们注意。
好像现在美金换人民币,如果数目较小的话,最合算的还是带现金直接回国换。现金和现汇差价小于1%